I have a confession. Well, a few actually. I love holidays, gift giving and am a recovering over spender! This can make for a bad combination that can lead to me ending up with holiday decor clutter I don't need and my credit cards stretched thin. Case in point. I just spent WAY, WAY, WAY more money that I planned to on Halloween this year. Yes, Halloween! First it was money for costumes. Then more candy than we ever pass out. Next it was $75 on pumpkins (before